New RTO National Payment Options for Metal Building Customers

RTO National has expanded its payment options to give Trinity Steel Structures customers more flexibility when purchasing a metal building. The two newest options include 90-Day Same As Cash and a Lower Payment option. Customers can also choose credit-based financing if they prefer that route.

Buying a metal building does not have to mean paying for everything upfront. Whether you are planning a metal garage, carport, RV cover, workshop, storage building, barn, or custom metal structure, having the right payment option can make it easier to move forward with your project.

These options are designed to help customers choose a payment path that fits their budget, timeline, and building needs.

RTO National now gives metal building customers multiple ways to move forward. Depending on the building price, contract type, and selected option, customers may be able to choose from:

One of the biggest updates is RTO National’s new 90-Day Same As Cash option.

This option is available on all contracts and allows payments to begin 90 days after installation. Aside from the required amount due at signing, customers do not begin making regular payments until after those 90 days.

This can be helpful if you are ready to get your building installed but want more time before your scheduled payments begin.

The 90-Day Same As Cash option is available to metal building customers who want a simple, flexible path without a credit check.

RTO National also offers a Lower Payment option.

This option may help reduce the required monthly payment for customers who want a more manageable monthly amount. With the Lower Payment option, payments begin approximately 30 days after installation.

This may be a good fit if your main priority is keeping the monthly payment lower while still moving forward with your building.

RTO options through RTO National do not require a credit check.

That means customers can choose an available RTO payment option without traditional credit approval. For many buyers, this makes the process simpler and less stressful.

This gives customers a practical way to purchase a building without relying on traditional financing.

RTO National offers term options based on the price of the building.

For buildings priced at $10,000 and above, terms may be available up to 72 months.

For buildings priced under $10,000, terms are available for 60 months or less.

These term options allow customers to choose a structure that works for their budget while still getting the building they need.

All RTO National contracts include a flat $100 fee due at signing, in addition to the dealer deposit.

The dealer deposit may vary based on the building, order details, and selected payment option. Trinity Steel Structures can review the amount due at signing during the quote process so you know what to expect before moving forward.

Yes. Customers can pay off their RTO contract early.

This gives you the option to start with an RTO payment plan and pay off the building sooner if your budget allows. Early payoff can be helpful for customers who want flexibility now but may prefer to own the building outright later.

RTO National also offers a credit-based payment option for customers who prefer to explore traditional financing.

This option requires a credit score of 640 or above. Interest rates may vary from 9.95% to 18.95%, depending on credit approval. The required down payment amount may also vary based on credit, the building price, and approval terms.

This option may be a good fit for customers who prefer credit-based financing to a rent-to-own structure, saving them money on lease fees.

Here is a simple example.

If you are purchasing a metal building priced at $12,000, you may qualify for terms up to 72 months through RTO National.

If you choose the 90-Day Same As Cash option, your regular payments begin 90 days after installation.

If you choose the Lower Payment option, your payments begin approximately 30 days after installation, and the monthly payment may be reduced based on the selected contract terms.

If you prefer credit-based financing to keep your total repayment lower, you can apply through RTO National’s credit-based option, which requires a credit score of 640 or higher.

This gives you multiple ways to move forward based on what matters most to you: more time before payments begin, a lower monthly payment, no-credit-check RTO, or traditional credit-based financing.

The payment process is simple.

After your contract is completed and the required amount is paid at signing, your building moves forward in the ordering and installation process.

Once the building is installed, payments begin based on the option you selected.

Metal buildings are used for many different reasons. Some customers need a garage to protect vehicles. Others need a workshop, RV cover, storage building, agricultural structure, or commercial building.

For customers who are ready to purchase a metal building but want more control over the payment timeline, these options can make the process easier.

Trinity Steel Structures can help you choose the right metal building and review available payment options through RTO National.

Whether you are planning a metal garage, RV cover, carport, workshop, storage building, barn, commercial structure, or custom metal building, our team can walk you through the next steps and help you understand what may work best for your project.

Contact Trinity Steel Structures today to request a quote and ask about available RTO National payment options.