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Financing Options Available

We’re proud to offer flexible financing options to help make your metal building project affordable and stress-free. Learn about our financing options below.

Get a quote for your new metal building.

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Rent-to-Own Options (No Credit Check!)

Rent-to-Own program is a great choice for buildings under $30,000.

  • No credit check required
  • No income verification
  • Simple monthly payments
  • No early payoff penalties

Want to compare the available RTO National payment options before applying? Read our guide to RTO National payment options for metal buildings, including 90-Day Same As Cash, Lower Payment options, term lengths, early payoff, and credit-based financing.

You can apply quickly and easily with either of our available options:

Traditional Financing Options

We partner with trusted lenders to help you find a plan that fits your needs and budget.

  • Shoreham Bank – Our Preferred Lending Partner. Shoreham Bank offers personalized service and tailored loan programs for metal buildings. Click the link below to apply
    Shoreham Bank Application

More Options May Be Available!

Not sure which payment option fits your project? Start by choosing the building you need. You can use Trinity’s 3D Builder to plan the size, roof style, doors, windows, and layout, then request a quote to review pricing and available financing options.

Depending on your location, additional financing programs may be available. Reach out to us for details on what’s offered in your area.

Frequently Asked Questions About Metal Building Financing

What financing options are available for metal buildings?

Trinity Steel Structures offers several payment options for qualifying metal building customers, including Rent-to-Own and traditional financing through third-party providers.

Current options include Rent-to-Own programs through RTO National and EZ Pay Buildings, as well as traditional financing through Shoreham Bank. Additional programs may be available depending on your location and project.

Because eligibility, terms, limits, fees, and payment requirements vary by provider, review the available program details before selecting an option.

Contact Trinity Steel Structures to discuss which payment options may be available for your building.

Does Trinity Steel Structures offer Rent-to-Own metal buildings?

Yes. Trinity Steel Structures offers Rent-to-Own options through third-party providers, including RTO National and EZ Pay Buildings.

Rent-to-Own can be an option for qualifying customers who prefer scheduled payments rather than paying the full building price upfront. Trinity currently recommends considering Rent-to-Own for buildings priced under $30,000.

Program availability, building-price limits, contract terms, deposits, fees, and other requirements can vary by provider and project.

For a closer look at one of the available programs, read Trinity's guide to RTO National metal building payment options.

Does Rent-to-Own require a credit check?

Trinity currently offers no-credit-check Rent-to-Own options through participating third-party providers.

These programs can provide another payment path for customers who do not want to use traditional credit-based financing. Qualification requirements and contract terms still apply, even when a credit check is not required.

Review the specific Rent-to-Own agreement before signing so you understand the payment schedule, amount due at signing, fees, ownership terms, and early-payoff provisions.

What is the difference between Rent-to-Own and traditional financing?

Rent-to-Own and traditional financing use different agreement and qualification structures.

Rent-to-Own programs may provide no-credit-check options and allow customers to make scheduled payments under a rental-purchase agreement.
Traditional financing generally involves a credit application and loan terms based on lender approval.

The total cost, monthly payment, term length, amount due upfront, qualification requirements, and ownership structure can differ significantly between the two approaches.

Compare the complete terms of each option rather than choosing based only on the monthly payment.

Can I pay off a Rent-to-Own metal building early?

Early payoff options may be available, but the exact terms depend on the Rent-to-Own provider and agreement.

For example, RTO National currently allows customers to pay off qualifying contracts early without an early-payoff penalty. Other program terms should be confirmed directly from the applicable agreement before signing.

Read Trinity's RTO National payment-options guide for details about that specific program.

What metal buildings may qualify for financing or Rent-to-Own?

Payment options may be available for many types of Trinity metal buildings, including garages, carports, RV covers, workshops, storage buildings, barns, agricultural structures, commercial buildings, and custom metal buildings.

Availability depends on the provider, building price, project location, selected structure, and applicable program requirements.

You can start by browsing Trinity's metal buildings or use the 3D Builder to develop a preliminary building configuration before reviewing payment options.

Is metal building financing available in every state?

Financing and Rent-to-Own availability can vary by location, provider, program, and project.

Trinity may have additional payment programs available in certain areas, while some programs can have geographic or other eligibility restrictions.

Review Trinity's Coverage Area and contact a Building Specialist to confirm which payment options are currently available for your project location.

How do I apply for metal building financing?

Start by identifying the metal building you want and obtaining project-specific pricing. You can browse existing building designs or use Trinity's 3D Builder to explore dimensions, doors, windows, colors, and other options.

Once you have a building and price range in mind, review the available Rent-to-Own or traditional financing programs and complete the appropriate third-party application.

Approval, deposits, financing limits, rates, terms, and other requirements are determined by the applicable provider.

Contact Trinity Steel Structures if you need help identifying the payment options available for your building.

Ready to Explore Your Metal Building Payment Options?

Start by choosing the metal building that fits your needs and budget. Trinity Steel Structures can help you review project pricing and identify the financing or Rent-to-Own programs that may be available for your building and location.

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